The total cost of investing via Smarterly is typically around 1.00% per annum of the value of your investment.
That's made up of two parts: platform charges of 0.79%, plus fund manager charges. Our comparison tables help you choose good value investments, so fund manager charges are usually between 0.20% and 0.30%.
There are no other charges. That means:
- No switching or trading charges
- No fixed monthly account charges
- No minimum charge
- No entry or exit charges
- No hidden fund management charges
- No performance fees
Fund managers also incur their own costs of trading which are passed on to investors.
For example - SmarterMix medium risk/return
Here's a full breakdown of charges for the SmarterMix medium risk/return Investment ISA (one of our most popular investments).
This breakdown is available for all our investments, just click on them from the comparison tables and scroll down to the charges section:
|Fund managers' charges||0.12%||0%||None|
|Royal London Short Term Money Market Y Acc||0.10%||0%||None|
|iShares Index Linked Gilt Index (UK) D Acc||0.11%||0%||None|
|iShares Mid Cap UK Equity Index (UK) D Acc||0.16%||0%||None|
|Vanguard US Equity Index A||0.10%||0%||None|
The fund managers' charges apply on a fund-by-fund basis. The total shown is based on the initial proportion invested in each fund.