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Lifetime ISA vs Help to Buy ISA

Check out our handy side-by-side comparison:

  • Lifetime ISA Help to Buy ISA
  • Who is eligible? Anyone between 18-39 First time buyer 16+
  • Annual allowance £4,000 (£3,400 in first year)
  • Maximum property price £450,000 £250,000 (£450,000 in London)
  • Government bonus Paid monthly Paid when you buy a home
  • When is money paid out? Exchange of contracts Completion