Exit Menu

How much is my ISA allowance?

The total ISA allowance for the 2019/20 tax year ending 5 Apr 2020 is 20,000. This amount can be split between a "cash" ISA and the a "stocks and shares" ISA in whatever proportions you wish.

So, for example, you could:

  • put nothing into a cash ISA and £20000 into a stocks and shares ISA
  • put £20000 into a cash ISA and nothing into a stocks and shares ISA
  • put £10000 into a cash ISA and £10000 into a stocks and shares ISA

At Smarterly we only offer stock and share ISAs.

If you're an existing customer, you can find out how much ISA allowance you have left this year by logging into your account (look on the home tab, just under the investment balances).

Please note that the used ISA allowance shown in your account might not include money paid in in the last few days, as we do not update our records until transactions fully complete. Also, it does not allow for any other ISAs that you may hold with other providers.

Historic ISA allowances for past tax years are as follows:

Tax yearTotal ISA allowanceMaximum in cash ISA
Tax year
2019/20
Total ISA allowance
£20,000
Maximum in cash ISA
£20,000
Tax year
2018/19
Total ISA allowance
£20,000
Maximum in cash ISA
£20,000
Tax year
2017/18
Total ISA allowance
£20,000
Maximum in cash ISA
£20,000
Tax year
2016/17
Total ISA allowance
£15,240
Maximum in cash ISA
£15,240
Tax year
2015/16
Total ISA allowance
£15,240
Maximum in cash ISA
£15,240
Tax year
2014/15
Total ISA allowance
£15,000
Maximum in cash ISA
£15,000
Tax year
2013/14
Total ISA allowance
£11,520
Maximum in cash ISA
£5,760
Tax year
2012/13
Total ISA allowance
£11,280
Maximum in cash ISA
£5,640
Tax year
2011/12
Total ISA allowance
£10,680
Maximum in cash ISA
£5,340
Tax year
2010/11
Total ISA allowance
£10,200
Maximum in cash ISA
£5,100
Tax year
2009/10
Total ISA allowance
£7,200
Maximum in cash ISA
£3,600
Tax year
2008/9
Total ISA allowance
£7,200
Maximum in cash ISA
£3,600
Tax year
2007/8
Total ISA allowance
£7,000
Maximum in cash ISA
£3,000
Tax year
2006/7
Total ISA allowance
£7,000
Maximum in cash ISA
£3,000
Tax year
2005/6
Total ISA allowance
£7,000
Maximum in cash ISA
£3,000
Tax year
2004/5
Total ISA allowance
£7,000
Maximum in cash ISA
£3,000
Tax year
2003/4
Total ISA allowance
£7,000
Maximum in cash ISA
£3,000
Tax year
2002/3
Total ISA allowance
£7,000
Maximum in cash ISA
£3,000
Tax year
2001/2
Total ISA allowance
£7,000
Maximum in cash ISA
£3,000
Tax year
2000/1
Total ISA allowance
£7,000
Maximum in cash ISA
£3,000
Tax year
1999/00
Total ISA allowance
£7,000
Maximum in cash ISA
£3,000