Common questions

Does Smarterly offer "stocks and shares" ISAs or "cash" ISAs?

We offer stocks and shares ISAs only. These are higher risk than cash ISAs but will probably provide higher returns over the longer term. If you're not sure if a stocks and shares ISA is right for you our risk explorer might be able to help.

If you're investing for more than 5 years and can take a bit of risk with your money then a stocks and shares ISA is likely to be better for you. If you're investing for less than 5 years or can't afford to take any risk with your money then you're probably better off with a cash ISA.

 
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